Here at Wilson and Co we believe that buying your next car or van should be as hassle-free and enjoyable as it possibly can be.
When purchasing a new car or van there are a number of different Personal Finance options available to you to help you decide on the best way to purchase your car.
If you are VAT registered or looking to purchase through your business, we have a specialist team who can help look at the best funding methods.
Our Specialist Automotive Finance (SAF) Approved status recognises our company’s continued commitment to increased professional standards and motor finance knowledge and ensures consistently high standards.
Wilson and Co Are SAF Approved
At Wilson and Co all of our dealerships are SAF Approved and all our customer-facing employees who are involved in the sale of finance have passed the SAF competence test. This gives our customers complete peace of mind.
Personal Contract Purchase (PCP) is a popular choice for car finance. It offers good flexibility at the end of the agreement, together with low, fixed monthly payments. This is perfect if you are opting out of your company car scheme, for example.
Your company car allowance can fund your monthly payments, but there is no company car tax to pay. At the beginning of the agreement your car's future value is calculated based on mileage and age. This is deferred as a final 'balloon' payment.
With PCP you don't have to commit to buying the car at the outset. You use it for an agreed period of time and then decide at the end of this period what you would like to do.
Choosing to pay this way often means you can drive a higher spec vehicle for a lower monthly payment.
Conditional Sale, often referred to as Hire Purchase, is one of the most common ways to finance a new or used vehicle, and is probably the most straight-forward and easy to understand method of vehicle financing.
Conditional Sale assumes that you want to eventually own the vehicle at the end of your finance term, so simply splits the total cost of the vehicle (minus your deposit) over the duration of your plan.
Once the last monthly payment has been made, the vehicle is yours.
Please contact us if you require additional information.
Bolton Great Manchester
Grimsby North Lincolnshire
Scunthorpe North Lincolnshire
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