Dubbed ‘hide and crash’, the new method is an evolution of previous tactics and involves a fraudster hiding in a driver’s blind-spot before quickly moving in front to ‘slam on’ the brakes.
The warning comes as AX names the five most common tactics currently used by fraudsters to induce accidents and make bogus insurance claims:
“This new tactic is a dangerous progression of the existing ‘slam on’ approach,” Neil Thomas, Director of Investigative Services at AX, explained. “Criminals can take cover in a driver’s blind spot, wait for the ideal moment, then accelerate and move into their pathway before slamming on the brakes.”
Typically, fraudsters look for places where it is often unsafe for potential witnesses to stop:
In terms of motorists protecting themselves from fraudulent claims, Neil Thomas advised: “It is hard to avoid being a victim of a staged accident, but watch for passengers looking back, and do not interpret flashing headlights as an automatic invitation to pull out of a side road.
In the event of an accident, he said drivers should take a few simple steps to guard against fraud:
‘Crash for cash’ is a problem that costs the industry £340 million annually, according to Cifas, the fraud and financial crime specialist.
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